Case study: Keerti & Prasanna

Navigating the property market as first-time investors can be overwhelming, and Prasanna and Keerti were no exception. As a professional couple in their 40s with two children, both working in IT, they wanted to secure their financial future but were unsure how to take the first step into property investing.

Their long-term goal was to build a portfolio capable of generating $4,000 per month in passive income by retirement. However, they faced several challenges:

• Uncertainty about where to invest
• Lack of clarity around strategy
• Concerns about choosing the wrong location
• No experience with property investment
• Fear of delaying and missing opportunities
   

They needed a clear, structured approach, not guesswork.

Partnering with us, we developed a tailored investment strategy focused on long-term capital growth in their accumulation phase. We demonstrated the differences between investing in various regions and clearly showed how location choice would impact their future results. Through data-driven comparisons, they were able to see:

• What performance to expect from each region
• How growth rates differed between locations
• The consequences of choosing poorly or waiting too long
• Why capital growth was the priority at this stage of their journey
   

This gave Prasanna and Keerti confidence in their direction and allowed them to move forward with clarity.

Once the strategy was finalised, we identified a high-growth, owner-occupier–dominated suburb aligned with their income, lifestyle and risk profile. We then commenced the search and were able to secure an excellent investment opportunity within just three weeks.

Prasanna and Keerti successfully secured their first investment property for $379,000, aligned with a capital growth strategy.

Key outcomes:

• Property value increased by $30,000 within three months
• Positively geared from day one
• Tenant secured within one week of settlement
• Strong owner-occupier demand
• No vacancy concerns
   

The transaction was completed efficiently, with settlement finalised in six weeks, followed by immediate tenancy placement.

Buoyed by this success, Prasanna and Keerti are now preparing for their second investment property. With growing equity and confidence, they plan to continue scaling their portfolio strategically and move closer to their goal of long-term passive income.

Prasanna and Keerti’s journey highlights the importance of having a clear strategy and professional guidance when entering the property market. With the right plan and execution, they were able to move from uncertainty to ownership and start building wealth with confidence.

Their story is a powerful reminder that successful investing isn’t about luck, it’s about making informed, strategic decisions from day one.